Preparing and Protecting American Families from the Onslaught of Catastrophe

Admiral James M. Loy

American families need to be better prepared for and protected from mega-catastrophes. Hurricane Katrina underscored this point with the same force and clarity that the savage attacks of 11 September 2001 crystallized our national awareness and galvanized our national thinking about the immediate need to improve and enhance our preparation and defenses with regard to terrorism.

The US needs the same resolve and commitment to a national effort to improve and enhance preparation, mitigation and education before the next natural catastrophe strikes, as well as the establishment of a national financial mechanism that will stand as a backstop to the private insurance industry to assure our families that the resources will be available to help them rebuild and recover in the aftermath of another mega-catastrophe. is committed to finding better ways to prepare for and protect American families from the devastation caused by natural catastrophes. I co-chair the organization with James Lee Witt, the former director of the Federal Emergency Management Agency, and our coalition members include the American Red Cross, other first responder groups, emergency management officials, insurers, municipalities, small businesses, Fortune 100 companies and private citizens. The membership is broad and diverse and includes members from virtually every state in the nation. was formed to raise the national awareness about the important responsibility we all have to prepare and protect consumers, families, businesses and communities from natural disasters. We are building a campaign to create a comprehensive, national catastrophe management solution that protects homes and property at a lower cost, improves preparedness and reduces the financial burden on consumers and taxpayers — all in an effort to speed recovery, protect property, save money and save lives when a significant natural disaster strikes.

Though we come from all walks of life, we share a common belief that the current system of destroy, rebuild and hope in the aftermath of extraordinary natural disasters is fatally flawed in two significant and dangerous ways.

Continue reading here: We continue to face the likelihood of natural catastrophes

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